Description
The Will Trusts and Probate Practice Ltd are specialists in Will Writing and Estate Planning services to clients throughout Hertfordshire, Bedfordshire and Buckinghamshire. The practice, which is based in Bedfordshire in Eaton Bray, originally started in 2001 and the owners have many years of combined experience in the Wills and Trusts' profession.
The company is able to offer an expert Will Writing and Estate Planning service to individuals and families, including those who are in business. The solicitors and professional will writers we use comply with current best practice and offer full consumer and professional indemnity protection. Our Estate Planning Consultants are affiliates of The Society of Professional Will Writers
We specialise in providing the best for a client’s loved ones and in avoiding long term care fees and inheritance tax liability on their estates.
For most of us Lasting Powers of Attorney are as important as having an up to date Will. We provide professional agreements for businesses and for those in common law relationships ensuring there is clarity in the relationship and how assets are to be dealt with if there is a death or parting of the ways.
Our FREE no obligation appointment is invariably held in the comfort of our client’s home, at a time that suits them – day time or evenings. Our services are explained in plain English in a relaxed manner, guiding our client to a solution that is tailor-made to meets their individual requirements, so giving them the Peace of Mind we all seek.
Amongst our other services we provide Pre Paid Funeral Plans, secure document storage and very competitive Probate services. We use a FIXED FEE tariff and not an hourly rate fee which is typical of many solicitors.
We promise a BEST VALUE service delivered in your home.
EXPERTS IN GIVING YOU PEACE OF MIND
Why Choose Us?
VALUE FOR MONEY: Our expertise and competitive fees are backed up by a BEST PRICE GUARANTEE.
SPECIALISTS: We specialise in Estate Planning with a particular focus on long term care costs,inheritance tax and family and business protection.
Local service offering FREE No Obligation HOME VISIT, daytime and evenings
EXECUTORS & PROBATE ARE YOUR CHOICE. Unlike many solicitors, banks and Will writers we do not automatically appoint ourselves as an executor
Testimonials
Some may regard creating a Will as a way of tempting fate. However, in my experience fate strikes where it can cause most havoc. Once you have worked through the process and established the outcome you most desire, the opportunity for fate to intervene for maximum effect is permanently removed. The consultant was thorough. No stone is left unturned. I thought I was pretty savvy, but he asked some questions I had not even thought about. Nice job!
At the end of the process I felt I had been listened to by someone who had the answers at his fingertips and was actually interested in doing his best for me. The consultant was a real professional. He has my highest recommendation.
The structured process of detailing what was required in our Wills together with the consultant's ease with his clients and knowledge of his field made the process of making a Will extremely straight-forward, and ensured that all aspects were covered and at a very reasonable cost
Death and taxes. Makes you shudder just thinking about them doesn't it?
With taxes at least you know when they're due and what the consequences are for ignoring it. The same can't be said for popping your clogs; it's something we're all going to do sooner or later but none of us know when it's going to happen and many of us can't say for sure that we know the consequences of not making a will. This is where you need a professional to help you make the best provision for those that you will leave behind. The consultant ensured that you won't leave a huge mess behind when we go. The style was extremely personable, unhurried and an empathetic approach to the drafting and writing of our Wills giving us complete peace of mind.
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Family
SAVE YOUR FAMILY £1000’s
‘I want my loved ones to benefit from all I leave when I die. I‘ve being paying into the tax pot all my life and I do not want to see it any more returned to the State when I die’
By using a Will and Trust(s) as part of your Estate Planning you can ensure your loved ones and not the State benefit from your hard earned savings and property when you die.
A Trust can protect:
• Children from being disinherited
• Assets including the home contributing to any future long term care costs
• Assets left from the actions (e.g. remarriage) and debts of a surviving partner
• the house from being the subject of any enforced sale
• remove, or at least minimise, any 40% inheritance tax liability
Your Executors will be free to find the most competitive terms for Probate.
Our practice differs from many solicitors, banks and Will Writing companies who either take a large deposit fee to secure
phantom ‘favourable’ probate terms in the future or write into a Will that the executors must use them for Probate, at terms they will decide after your death!
Our average Probate fees are below 1.25%.
This compares with market rates of 2% – 9%.
MAKE SURE YOUR FAMILY COMES FIRST NOT THE STATE
‘I want my loved ones to benefit from all I leave when I die. I‘ve been paying into the tax pot all my life and I do not want to see it returned to the State when I die’
A Will and Lasting Powers of Attorney ensure it is you and NOT THE STATE who decides who manages your affairs when you can’t, whether due to illness, accident or death.
WITHOUT A WILL the STATE decides who inherits your estate, who is to be guardian of any orphaned child, and the State will take the maximum tax from your estate when you die.
It does not have to be this way - WITH A WILL none of these things need happen – YOU DECIDE.
Best Value Estate Planning is essential for everyone.
Call 01525 220644 for a FREE no obligation home visit.
Care Fees
PROTECT YOUR HOME FROM LONG TERM CARE FEES
‘I hear that nearly one in three of us is likely to go into care and
that well over 40,000 homes each year have to be sold to meet care
costs. That is not going to happen to my home if I can help it.
OPPORTUNITY FOR SINGLES & COUPLES with no mortgage
If you have no significant health issues, a Lifetime Trust offers you the
opportunity to protect your property (100%) from long term care costs
and guarantee that your loved ones will inherit your house and any
other assets held in the Trust. The delays and the considerable cost of
probate will not apply to assets in the Trust, saving many £1000’s and
your loved ones considerable stress.
OPPORTUNITY FOR COUPLES with a mortgage
With a Will Trust and the home owned on a tenancy in common* basis
you guarantee that your loved ones will inherit at least your share of
the house and any other assets in the Trust. You will also remove or
significantly reduce any potential 40% inheritance tax liability.
(*If your property is currently owned in sole or joint ownership we can arrange for ownership to be changed to tenancy in common).
'Each year I pay to insure my home against fire, earthquake, storm etc, now I realise I need to protect it from the Community Care Act. My home is going into a trust where it will be protected from long term care fees.'
Call The Will Centre on 01525 220644 anytime to book a FREE no obligation home visit
Inheritance Tax
PROTECT YOUR ASSETS - THE TAXMAN HAS ALREADY TAKEN MORE THAN ENOUGH!
“I have paid tax all my life: income tax, national insurance, VAT, capital gains tax. And now the Taxman wants 40% of what I leave! Not if I can help it.’
Many of us have a potential inheritance tax liability – typically a 40% tax applies to any excess value over £325,000 of a person’s estate when they die.
(Married and civil partners must NOT assume that they can double up to £650,000 as this is NOT an automatic entitlement).
OPPORTUNITY TO AVOID 40% INHERITANCE TAX:
EVERYONE
Inheritance Tax is often referred to as a voluntary tax as most of us have the opportunity to avoid inheritance tax completely - BUT you need to plan ahead.
Your Will & appropriate Trust(s) give you the opportunity to avoid, or at least minimise, the impact of inheritance tax on your estate and ensure, if you are married or civil partners, that you benefit from £650,000 @ 0% tax on second death.
EMPLOYEES
If you have a work pension scheme that provides a death in service benefit when you die whist employed, leaving the proceeds directly to a loved one rather than to a trust from which loved ones can draw is likely to incur a significant future tax liability that could have been avoided.
PERSONAL PENSIONS
If you on death you leave a personal pension pot with the proceeds going directly to a spouse rather than to a trust, (from which a spouse and other selected loved ones can draw), your fund is likely to incur a significant future tax liability that could have been avoided.
BUSINESS
If you are in business, trusts are used to optimise the benefits of available Business Tax reliefs at the time of your death. Without a trust arrangement a significant tax liability can unnecessarily be incurred.
If you don’t plan ahead, your estate will incur the MAXIMUM TAX liability.
Call 01525 220644 for FREE no obligation home visit.
Your Business
PROTECT YOUR BUSINESS
I HAVE SACRIFICED SO MUCH FOR MY BUSINESS – NO MORE!
‘I have ploughed so much time and money into my business I do not want it all to go to nothing when I die or if I am if struck down with a serious sickness or by an accident’
Estate Planning is essential for anyone in business.
Typically you will want to:
• optimise the financial rewards that have accrued in the business
• minimise the impact of taxation
• provide for the continuation of the business with the minimum disruption
• safeguard the family’s best interests
AND
• if you are a shareholder or partner, ensure your business agreement is water tight.
PERSONAL PENSIONS
If you on death you leave a personal pension pot with the proceeds going directly to a spouse rather than to a trust, (from which a spouse and other selected loved ones can draw), your fund is likely to incur a significant future inheritance tax liability that could have been avoided.
INHERITANCE TAX
If you are in business, trusts are used to optimise the benefits of available Business Tax reliefs at the time of your death. Without a trust arrangement a significant inheritance tax liability can unnecessarily be incurred.
SERIOUS ILLNESS & ACCIDENT
Illness or an accident can strike any time, so arrangements that can minimise the impact on the business and on any dependents should be in place if the continuity of the business and dependent’s income is not to be seriously prejudiced.
Call The Will Centre on 01525 220644 anytime to book a FREE no obligation home visit.
